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Monday, August 13, 2018

LACCOIN - Sending Money, Investing and Sending Micro Loans with a Mobile Wallet or Web Application


Hello everyone, in this new post I would like to introduce you about the LacCoin project, and for more details, let's just go to the following discussion:

About LACCOIN

LACCOIN (LAC) is an Ethereum backed cryptocurrency that enables thebanked, unbanked and underbanked individuals who are in Latin Americaand Caribbean region to send money, invest and send micro-loans to each other with their mobile wallet or web app. Combined with their LAC debit card and access to the LAC Index Fund individuals can spend their LACtokens, invest or use their P2P loans that connect with their LAC wallets where every VISA or MasterCard is accepted.

Our vision is to create a viable ecosystem for monetary transactions which will be a viable alternative to the existing banking system.

SOLUTIONS

A. Problem(s): Costly remittance systems 
+ Solutions: Laccoin is an easy way to send international remittances to other Laccoin wallet holders.

B. Problem(s): Reaching the Underbanked 
+ Solution(s):Access to current banking services and the new cryptocurrency card payments system through the use of mobiledevices which will result in a more significant penetration rate than banks.

C. Problem(s): International and domestic aid to LAC region 
+ Solution(s): The speed of aid is essential in critical situations. With widespread mobilepenetration, aid can be received efficiently.

D. Problem(s): Inability to invest or spend withinthe LAC region 
+ Solution(s): To enable and empower citizens in the area to become a part of thenew digital economy through the use of LAC tokens within the LAC region.

E. Problem(s): Inability to access loans throughtraditional financing mechanisms to start business projects or personal projects. 
+ Solution(s): To enable and empower citizens in the region to access micro-finance \through nontraditional means by creating acredit score through their Laccoin wallet.

F. Problem(s): Unbanked and underbanked do not have access to complex financial vehiclesto help build wealth. 
+ Solution(s): A Union Wealth Fund will be open solely to LAC token holders. The Index Fund will hold highly liquid cryptocurrencies that are managed to ensure a robust portfolio that meets the needs of LAC ecosystem. 

Products


LAC WALLET
  • Multi-asset (any blockchain asset compatible with and accepted by the Laccoin Wallet) 
  • Assets remain in cryptocurrency in Laccoin Wallet 
  • Decentralized and trusted storage 
  • Strong Security features to control the physical & and virtual card 
  • Access to P2P Loans
Laccoin Debit Card
  • Laccoin debit card that works in conjunction with the wallet. 
  • Option to lock or unlock their debit cards. 
  • Reward program for both LAC WHITE CARD/LAC GOLD CARD 
LACCOINS LOANS
  • Individuals have the ability to make small peer-to-peer loans (P2P) 
  • Combined groups of individuals with high credit ratings have the ability to make small peer-to-peer loans(P2P) 
  • Individuals with high credit ratings can apply for loans from Laccoins 
Lac Union Wealth Fund
  • The Fund will be a cryptocurrency index fund holding highly liquid cryptocurrencies. 
  • The Union Wealth Fund will be open solely to LAC token holders. . 
  • LAC-holders will have access to a regulated, diversified, well managed and monitored cryptocurrency portfolio. 
ICO DETAILS

LACCOIN (LAC) tokens areoffered for sale. There is also a special bonus offer forearly birds. The crowdsale will run in stages until the hard cap is met. 
  • Overal Supply: 700,000,000
  • For Sale: 390,000,000 
  • Price: 10¢ USD
  • Soft Cap Public: 10m Usd 
  • Hard Cap Public: 30m Usd
ROADMAP
Q4 2017Formation ofCore Team
Q4 2018LAC Wallet Beta Stage Begins
Q4 2018Pre-ICO Sale Begins
Q4 2018Pre-ICO Sale Ends/LAC Wallet Andriod app Alpha Finished
Q4 2018Public Token Sale Begins / LAC Wallet Alpha Andriod app Alpha released
Phase 1
Q4 2018Public TokenSale Ends
Q1 2019LAC Tokens distributed
Q2 2019Banking License process started
Q2 2019LAC WalletPremium andregular cards start toroll out
Q2 2019LAC Wallet Apple Alpha develop-ment begins

Phase 2
Q2 2019Addition toCentralized andDecentralizedExchanges
Q3 2019License process fornon-LAC countries/ LAC Union Wealth Fund license complete
Q3 2019 Beta stage of P2Plending / CreditRating System /LAC Wallet Applereleased
Q4 2019P2P alphamicroloan /LAC Union WealthLaunches
Q4 2019P2P alphalending rolls out
LACCOIN TEAM

Our team is a well-balanced mix of professionals in the private and public sector, who can navigate through the various levels of decision-making, including specifi c legal matters relevant to the LAC region, and be ready to cooperate with governments to expedite authorizations. 


To contribute and find out the progress of this offer, you can visit the following links:


Bitcointalk username: Aray80

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